Christmas is the season for merriment and gift-giving. Although it’s a wonderful occasion to celebrate, Christmas also means another thing—expenses! Now is the time to save for the holidays, and with only less than two months to make it happen, all you need to do is to follow these great pieces of advice:

Save by keeping the change. This method of saving money is like going back to our childhood days when we used to have a piggy bank where the excess coins from our allowance had to go into it. The only difference is that now, we save not just the coins but also the paper bills—as in every dollar or penny that is returned after paying for something has to be in your piggy bank, money maze, or what have you.

Save by keeping a particular denomination. Another way to save is by setting a denomination that you will keep each time you have one. You can either have a separate compartment for your wallet specifically for those bills, or you can always drop them into a coin bank or simply place them in your ever-reliable cashbox or safe.

Save by cutting down expenses. This is the most effective among the different ways of saving since you have to control yourself from having unnecessary expenses. Here, the money that you refrain yourself to spend automatically goes to your savings. Just imagine what gifts you can buy for your friends from a 50-Euro worth of jeans you could temporarily veer away from, right?

Having the dough in time for Christmas is a must. Remember, it takes a great deal of effort and discipline to make all of this happen. So choose the way suits you best now and start saving that moolah for the Holidays.